1134 US 127 SouthFrankfort, KY 40601

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Looking for insurance professionals in your local area? For over 48 years in frankfort, ky our dedicated staff at bill mccoy insurance agency are here to assist you. Not in frankfort? No problem. We insure and service all surrounding counties. BMIA is a trusted choice independent insurance office. What does this mean for you?

Trusted choice means we are proud to be a branded independent insurance agency that offers choice, customization, and advocacy when it comes to any of your insurance needs.

BMIA is a local & family-owned business, celebrating over 48 years in business. Collectively, our agents have over 100 years of experience. With 15+ companies for auto, home, life, business, farm, and all your specialty needs. It’s your choice! Put money back in your pocket with BMIA! Put our experience & insurance knowledge to work for you. Call us today for free quotes and let us make quoting simple for you!

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What Our Clients Say Testimonial Review Stars

Insurance agents who CARE about their clients.


Bill McCoy insurance agency is the best hands down! I’ve been going there for years! They beat everyone’s price around. Go see Heather for a great deal!

-Robert Hawkins

Heather made switching insurances such a smooth process! Highly recommend BMIA!

-Kristin Hawkins

Reliable insurance company their team are so awesome and Demmie did a great job!

-Ester Sablan

Bill McCoy Insurance Agency sticks to small town values and is very personable. Heather went above and beyond to assist me with my insurance needs. I highly recommend giving their office a call and see how they can save you some money and treat you like a friend.

-James Ross

Excellent service thank you so much Translated by Google: Excelente servicio muchas gracias


I have been a customer of Bill McCoy Insurance for over 20 years. I have had nothing but positive experiences in all of these years. They are kind and courteous and always provide excellent service. Heather McCoy Stamper has been my main contact several years and she is always extremely...

-Myron Moore

Heather was so helpful and explained everything She was GREAT!!

-Beverly Proctor

I got a new roof. Excellent service!

-Terry Sullivan

Heather is amazing! She is constantly working to ensure we are getting great coverage for the lowest price. I would highly recommend this amazing group of hardworking people.

-Ashlea Liles

Very friendly staff, willing to answer and help with any insurance needs. I highly recommend (Bill McCoy Insurance Agency)

-Mirnes Besic

I love working with Heather at Bill McCoy Insurance. My husband and I moved to Kentucky from Michigan and Heather handled all of our insurance needs. She truly cares about want we needed and went above and beyond to make sure that we received all of our information in a...

-Tracy Chase

Great people to work with and great rates

-Jeff Tinsley

Nice people, doing their best to to serve you.

-Jerry Meece

Mr McCoy and Heather were recommended by a friend. I am *very* pleased with Heather's work! She found an excellent car policy that lowered my car insurance several hundred dollars per year. I bundled my car insurance with my homeowner's insurance and I'm very pleased with that policy. For decades,...

-Kim Young

Absolutely love heather she was so understanding and welcoming. Quick and easy ! Couldn’t have asked for a better person. She will always pick up and get you in as soon as needed.

-Allison B

I've been with Bill McCoy insurance for years. Bill and Heather always go the extra mile to help you with any and all your concerns. I would highly recommend them to everyone.

-Dee Bradshaw

Outstanding insurance agency been with Bill McCoy insurance for 40 years. Highly recommend!

-Rich Warman

We called Bill McCoy insurance to get quotes for our home and our autos. I'm so glad that we did. Heather saved us about $1,000 a year between the house insurance and our automobiles. I would highly recommend going to see them. Great people, with awesome attitudes! Thank you heather!

-Chanda Reivitt

All the staff at Bill McCoy insurance are awesome! Especially Heather Stamper she will help you take care of all your insurance needs! Professionalism, Responsiveness, Value

-Kendra and Addison

Professionalism, Quality, Responsiveness, Value

-John Sheets

Heather has helped me out so much in the past and today was no different even though they are under staffed she still made the time too take care of me she is an outstanding and professional worker couldn't have asked for better service

-Aaron Basham

Professionalism, Quality

-Melissa Hazlett

Having been an insurance agent myself, I can tell you that the service I received was first class and thorough.

-Claudia M Campau

'Five Star Rating'

-David Landry

Wonderful people

-Tony Fields

This insurance agency has held our various policies for years. They have always been there for us when we needed them. Heather is a great person and always ready to help us through whatever situation arises! The best insurance agent we’ve ever had! Give them a try!

-Tammy Daniel

Positive: Professionalism, Quality, Responsiveness, Value

-Paulette Barnett

They are knowledgeable about the policies they sell, and have very good customer service. Since they are a general agency, they recommend the best company and policy for a customer's situation and needs rather than just having to choose from a single company. They have been my insurance agent for...

-Jonathan Buckley

Five (5) stars for EXCELLENCE says it all for my family and I. Auto, home, life Bill McCoy Insurance are there for us! They know insurance and how to EDUCATE folks who may be uncertain about what they require. Highly recommend Bill McCoy Insurance.

-D Wayne Martin

'Five Star Rating'

-Gary Wilkerson

'Five Star Rating'

-Karen Gaines

'Five Star Rating'

-Shaun Murphy

'Five Star Rating'

-Rick Casey

'Five Star Rating'


'Five Star Rating'

-Mike Wells

'Five Star Rating'

-Chad Buffin

'Five Star Rating'

-Robert Prewitt

'Five Star Rating'

-Greg McCoy

'Five Star Rating'

-Otto Ramlee

'Five Star Rating'

-Alex Oder

'Five Star Rating'

-Charlene Pagan

'Five Star Rating'

-Sandra Shelton

'Five Star Rating'

-Glenda Abrams

'Five Star Rating'

-Jeff Haney

'Five Star Rating'

-Patrizia Brogi

'Five Star Rating'


'Five Star Rating'

-Gary Harp

'Five Star Rating'

-Charity Campbell

'Five Star Rating'

-John McAnelly

'Five Star Rating'

-Carolyn Keltner

I have had insurance with Bill McCoy for over 30 years and they have always been attentive and helpful when I needed them.

-Jennifer Bradley

Our family has been with Bill McCoy Insurance for many years. They meet all of our personal insurance needs and are always looking out for us.

-Judy Harp

Great People who actually care about your needs, who strive to provide customer service that actually helps, and who have your interests above their own!

-Grant Mathes

Great service and quick response to any issues I might have.

-Johnny Jones

I've always had the best experience with Bill McCoy Insurance Agency. Great customer service and always willing to find the best policies for my needs.

-Katie Austin

Heather takes great care of us and I appreciate all she does to take care of our insurance needs.

-Melissa Eaton

Nice, small-town full-service insurance agency with friendly, competent staff.

-Joel Dufour Earth Tools

McCoy has always given us great service. Would highly recommend their agency.

-Vanessa Betsworth

They are great folks to deal with. I highly recommend them.

-Larry Moore

Wonderful staff. Always ready to answer any questions I have. They have never disappointed.

-Jan Sanders

Friendly staff. Great service. You definitely need to give them a chance to be your insurer.

-Dan Bundy

We have worked with Heather Stamper at McCoy Insurance for years and she has always done an amazing job for us. Every time I turn around she is saving us money yet making sure we have appropriate coverage. I appreciate her professionalism and due-diligence.

-Rachel Bingham

Heather is amazing! She is constantly working to ensure we are getting great coverage for the lowest price. I would highly recommend this amazing group of hardworking people.

-Andrea Sayre

Wonderful group of people! Highly recommend! Excellent customer service.

-JJ Griffin

I would not trust my insurance needs to any other company. Bill McCoy Insurance Agency has saved me so much time, effort, worry and money---they are just wonderful! They are some of the nicest staff you can imagine, and so very prompt, responsible and helpful. Highly recommended.

-Reed L

Wonderfully staff. Always willing to help their customers. "Whatever it takes" attitude. I have been a client for over 30 years now. Heather is an awesome lady and takes care of my wife and I, and now both my grown children's insurance.

-Mark & Deana Kendall

The staff at Bill McCoy have always given top notch service. They are spot on when you need them.

-Stacy Jacobs

Smart and intelligent staff with a very welcoming environment.

-Taylor Stamper

Nice and friendly people. Best insurance agency around.

-Joshua Kates

Independent agents so they can look at multiple companies for you. Nice people, family owned, and they've been doing it forever so very knowledgeable.

-Malinda Phillips

Great people.

-Scott Holbrook

Prompt, honest ,integrity and a great group of people to work with!!!

-Karlon Levine

The staff are friendly and helpful.

-Diane Harrod

Knowledgeable; willing to help; courteous service

-Mary Terrell

My questions are always answered in a timely manner

-Kristina Eaton

Through the loss of a Family member, McCoy Insurance has shown great understanding and great support, thank you.

-Glenn Alford

I have been a friend and customer for over 30 years and have never been more pleased with the service of Bill and his staff.

-Jack Tharpe

We have used Bill McCoy insurance services for years and now our grown children do too. They are so responsive to both everyday issues as well as crises. We wouldn’t go anywhere else.

-Mary Vaughn

Excellent and knowledgeable and friendly! Thank you again.

-Mary Webb

We have been with Bill McCoy Insurance since moving to Kentucky in 2004. They are always helpful and always looking for the best rates for us!

-Jill Swaim

Bill McCoy Insurance associates Heather and Laura are absolutely wonderful to work with!  Professional yet kind and caring!!! Yes all of that!

-Jean Dahl

My wife and I have received excellent service from Bill McCoy Insurance Agency since we arrived in this part of Kentucky five years ago.  We have been able to rely on them to check with different insurance companies and get us good coverage at fair rates every year.  Their staff...

-Warren F. Gray

Great insurance company. Easy to deal with.Debbie Bundy gets 5 stars for all of her help.

-Doug & Diann McDaniel

I can’t say enough about this group of people. I’ve been with them close to 20 and years they always take care of me. Bill, Debbie the whole staff. Any request I make gets done right away. I would highly recommended them.

-Electrostatic Painting Inc

Always there to help

-Barb Smith

Bill McCoy Insurance gave me more coverage, removed a gap in my coverage, and still saved me $650! They not only achieved more than I expected; I was very satisfied with their service.

-J. S.

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